Take your business to the next level with consumer financing solutions, flat rate limitless credit card processing and powerful advertising/marketing solutions!

Eliminate Credit Card Processing Fees!

Merchant Customer Financing Options

We are offering brick/mortar and E-Commerce businesses unique and cutting edge solutions such as:
Splitit, EasyPay Finance and FlexBuy.

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Eliminate Credit Card Processing Fees!

Eliminate Credit Card Processing Fees!

If you could show you how to eliminate your high monthly credit card fees and offer you one low monthly fixed fee would you be interested?

It's here now! Find out more and start saving.

Click Here Learn More

Get more eyes on your business.

Get more eyes on your business.

Choose from several marketing/advertising programs designed to reach existing and new customers for added sales revenues. SenText, Royaltie Gems, and the Local Community Blast in the Chicago Land area.

Learn more

More about Splitit. . .

Zero Interest, Flexible Payment Plans for Consumers

What is the Splitit program?

The Splitit program allows consumers to pay for any product or service via interest-free monthly payments using the credit cards they already have in their wallet. The Splitit program is different than other finance offerings:

High credit card interest rates are completely avoided

  • There is no credit check required, credit scores are not affected.
  • There is no credit paperwork to fill out.
  • Splitit is instant approval or decline within 2 seconds at store screen.
  • Business owners look good for offering a service option that benefits consumer for once.
  • There is no need to schedule payments or manage another billing cycle.
  • There is no fine print or hidden costs/catches.
  • Consumers can still enjoy benefits like points, cashback or mileage.

For merchants, Splitit offers several benefits:

  • Increases size of average sale
  • Minimal disruption/change – Works alongside existing equipment and systems – the merchant does not change credit card processing systems or terminals.
  • Simple integration to ecommerce systems (e.g. Magento, Shopify, etc.
  • No terminal required – operates on a virtual terminal/tablet with access to the internet
  • Lower cost than traditional “over time” programs offered by banks, credit card companies.
  • Can operate as a ‘discount’ program

What does the Splitit program cost?

The Splitit program offers consumers interest free financing that does not require an application or credit check.

For merchants, the Splitit program has shown to increase average ticket size, increase sales closing rates and is part of an ‘instant checkout’ process.

Merchants can participate in two ways:

Basic Plan – Non Funded Transactions

  • Receive payments every month as the consumer is charged
  • Funds will be settled by your processor the same way you are operating today.
  • Merchant fees are 1.5% plus $1.50 per installment (in addition to normal credit card processing fees)
  • Fees are charged per month

Funded Plan

  • Receive the full payment up to 3 business days after the consumer’s purchase
  • Merchant fees depend upon on the number of installments
  • 2-3 monthly installments : 3.0% + $1 per installment
  • 4-6 monthly installments : 4.5% + $1 per installment
  • 7-12 monthly installments : 7.5% + $1 per installment
    • All fees are deducted directly on the full initial payment
    • There is a reserve pool equal to 10% of the total purchase which is paid to the merchant at the time of the last installment payment. Some exceptions for large enterprise clients.

Who is behind the Splitit Program?

The Splitit program is supported by CapX Payments, a subsidiary of Prepaid Ventures, that is the exclusive United States agent for the developer and patent-holder of Splitit. CapX Payments is a partnership of industry veterans bringing nearly 75 years of credit card payment experience to the market. Prepaid Ventures, LTD. (www.ppvglobal.com) is one of the leading processors of prepaid debit card and disbursement solutions in the United States. CapX Payments and Prepaid Ventures use cutting-edge technology and decades of financial experience to offer innovative solutions to businesses looking to grow their business.

 

Complete the following to receive an online Splitit Application Form.

You have two options in receiving funds.

Get Paid on the Go!

  • Receive payments every month when shopper is charged
  • Funds will be settled by your processor the same way you are operating today.
  • Minimal fees
  • Fees charged per month

Get Paid in Advance (Requires Additional Documents)

  • Receive the full payment up to 3 business days after the purchase
  • Fees depending on the number of Installment
  • Fees deducted directly on the payment you received
  • Reserve pool apply

Complete the following to receive an email with the secure online link to apply for Splitit.

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More about Splitit. . .

Zero Interest, Flexible Payment Plans for Consumers

What is the Splitit program?

The Splitit program allows consumers to pay for any product or service via interest-free monthly payments using the credit cards they already have in their wallet. The Splitit program is different than other finance offerings:

 High credit card interest rates are completely avoided

  • There is no credit check required, credit scores are not affected.
  • There is no credit paperwork to fill out.
  • Splitit is instant approval or decline within 2 seconds at store screen.
  • Business owners look good for offering a service option that benefits consumer for once.
  • There is no need to schedule payments or manage another billing cycle.
  • There is no fine print or hidden costs/catches.
  • Consumers can still enjoy benefits like points, cashback or mileage.

For merchants, Splitit offers several benefits:

  • Increases size of average sale
  • Minimal disruption/change – Works alongside existing equipment and systems – the merchant does not change credit card processing systems or terminals.
  • Simple integration to ecommerce systems (e.g. Magento, Shopify, etc.
  • No terminal required – operates on a virtual terminal/tablet with access to the internet
  • Lower cost than traditional “over time” programs offered by banks, credit card companies.
  • Can operate as a ‘discount’ program

What does the Splitit program cost?

The Splitit program offers consumers interest free financing that does not require an application or credit check. 

For merchants, the Splitit program has shown to increase average ticket size, increase sales closing rates and is part of an ‘instant checkout’ process.

Merchants can participate in two ways:

Basic Plan – Non Funded Transactions

  • Receive payments every month as the consumer is charged
  • Funds will be settled by your processor the same way you are operating today.
  • Merchant fees are 1.5% plus $1.50 per installment (in addition to normal credit card processing fees)
  • Fees are charged per month

 Funded Plan

  • Receive the full payment up to 3 business days after the consumer’s purchase
  • Merchant fees depend upon on the number of installments
  • 2-3 monthly installments : 3.0% + $1 per installment
  • 4-6 monthly installments : 4.5% + $1 per installment
  • 7-12 monthly installments : 7.5% + $1 per installment
    • All fees are deducted directly on the full initial payment
    • There is a reserve pool equal to 10% of the total purchase which is paid to the merchant at the time of the last installment payment. Some exceptions for large enterprise clients.

Who is behind the Splitit Program?

The Splitit program is supported by CapX Payments, a subsidiary of Prepaid Ventures, that is the exclusive United States agent for the developer and patent-holder of Splitit. CapX Payments is a partnership of industry veterans bringing nearly 75 years of credit card payment experience to the market. Prepaid Ventures, LTD. (www.ppvglobal.com) is one of the leading processors of prepaid debit card and disbursement solutions in the United States. CapX Payments and Prepaid Ventures use cutting-edge technology and decades of financial experience to offer innovative solutions to businesses looking to grow their business.

 

 

 

 

Our Text Marketing Service Delivers!

 

Mobile Marketing works for every type of business!  Using a single text message, merchants can contact their entire customer base at a moment’s notice!  Staying connected to your customers helps you to:

Retain your existing customers by keeping them informed and interested
Increase floor traffic on slower days
Build your customer base through referrals from existing customers
Interact with your customers through polls, contests and more!
Give your customers what they want by getting to know them with customizable data collection campaigns. 

CLICK HERE TO VIEW TESTIMONIALS

Many businesses in today’s market are focused on external marketing programs that target new customers.  While constantly seeking the next new customer, business owners often overlook the loyal customer base that returns to their business time and time again.  If the merchant’s primary objective is to constantly bring in new business, they may miss out on the potential opportunity with their existing customers!

Customers are more loyal when they are rewarded for their patronage and they feel appreciated.  Historically, loyal customers will continue to return to the business and will spend more than new customers.

SenText Solutions offers Merchants the opportunity to build a list of their loyal customer base.   Customers can easily join the program by simply texting a Keyword to our Short Code (57711).

Returning customers will also share their positive experience with others through word of mouth).

The business owner can then send periodic messages (offering coupons, discounts, specials and MORE!) to the customers that have already joined.

Offering rewards for customer loyalty promotes repeat customers which increases floor traffic, generates more sales and INCREASES REVENUE!

We are the best text messaging service!

Contact use HERE to get started!

Sideway Enterprise is an authorized SenText Solutions Agent.

 

…And say hello to more profits!

You are just steps away from having extra money for your business.

Say Goodbye to Merchant Processing Fees is now a reality!  When your customers use their credit card to pay for their purchase and 3%-4% of every dollar they make is given to the Credit Card merchants to pay for the customer’s 2% cash back or free airline miles programs. 

These programs benefit the Credit Card company’s not the merchant.  The Durbin Amendment to the Dodd-Frank Act forced VISA and MasterCard to allow merchants to OFFER CASH DISCOUNTS or pass along the credit card processing fees to the customer.

For over 30 years, this is what business owners have been waiting for! The program was designed so that business owners can AVOID high credit card fees. You’ll pay  a fixed monthly cost for unlimited processing and know exactly what your costs are year after year.

With these changes in card network rules, merchants now have the option of charging a different price for cash versus credit card transactions. Our technology enabling merchants to have that choice.

Business owner can now save hundreds and even thousands!

YOUR NEW Monthly Costs:
Licensing Fee, Includes 1 terminal …….$60.00
Monthly Maintenance Fee  ……………….$30.00
PCI Compliance Fee………………………… $09.95
TOTAL Monthly Fee ………………..$99.95

Note that Merchants with POS systems may have an upcharge. Contact us to discuss options to fit your particular needs.

Take advantage of unlimited processing for under $100 per month!

Click the link below to contact us for more information.

 

 

Generate More Sales With Home Improvement Consumer Financing Made Easy

Whether you are a kitchen/bath shop, plumbing retailer or a home improvement contractor, offering financing as an option can help generate more sales.   With the options to offer financing, here are a few that make the process simple and easy.  We setup your business to offer financing for products and services you offer. 

 

…works with your business to help grow revenue by customizing a PLAN to fit the needs of their customers.

 

Flexxbuy is not a lender.  Flexxbuy is an aggregator that works with over twenty lenders that can be mixed and matched to provide the desired outcome. Flexxbuy offer direct to merchant lenders  and direct to borrower lender programs.

  • Multiple lender platforms
  • Financing amounts from $1,000 to $40,000
  • Terms up to 5 years
  • Excellent credit down to 550 FICO credit scores
  • Interest rates that start at 3.9% (subject to credit tier)
  • No recourse to the Provider on defaulted consumer payments
  • Decisions that take a matter of seconds
  • Easy, pain free on-line  processing
  • Promotion plans such as Same as Cash available
  • Provider receives their funds within 72 hours, in most cases (some of our lenders will even fund before the work is started)
  • Ecommerce integration solution available

Click HERE for additional information about Flexxbuy.

To receive a no obligation Flexxbuy program proposal, Click HERE

 

loanhero logo

…offers Loan Amounts From $1000 – $10,000 ($25,000 for Home Improvement).  From great credit to no credit, our platform has a tailored program for every customer.  LoanHero has integrated multiple lending partners into one platform, giving more approvals with just one simple application.  A seamless platform — designed to help you always make the sale.  Suited for merchants with $500,000 plus annual sales. 

Click HERE to view additional merchant requirements.

To receive a no obligation LoapHero Program proposal, Click HERE

To discuss further, please use the contact form.

We are offering the best lease financing program you have ever seen!

A perfect fit for consumer goods in-store and online sales such as custom rim, furniture, appliances, electronics and other consumer goods except for power sport and cell phones.

This is for consumer goods, and is a sub-prime lease purchase program that will finance from $200 up to $6,000 for as long as 36 months. This is a sub-prime lease purchase

Why is this program so exciting?

* The payments and payout are much lower than other lease purchase programs on the market. Customer payments are much more affordable making this easier for the merchant to sell.

* Only the first payment is due at time of sale. For example: $1,000 of financing requires only $53 that can be paid with credit/debit card or ACH.

* Your customer can skip two payments every 12 months without any penalty.

* Your customer owns the merchandise at the conclusion of the lease. There is no buyout!

* Unlike any other lease programs, there is NO prepayment cost or penalties.

* Easy for merchant to get approved. No minimum time in business or minimum revenue requirement with setup in 48 business hours. * Use for in-person or online sales.

* Also ecommerce integration available.

* Home based businesses are accepted as well.

To learn more or sign up for the program, complete contact form HERE

To receive a proposal from Flexx Buy suited for your business, please provide information about your company so we can propose, at no risk, a financing platform that will best serve your needs.

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Partner Opportunities

Are We A Good Fit For Each Other?

If you’re an experienced B2B sales professional eager to learn and diligent, then this can change your life and provide incredible rewards. This may possibly be your last career!

You will provide the effort and we will provide you training and ongoing support to help you succeed.

All are performance based commission opportunities with an excellent earnings potential as well as providing you LIFETIME RESIDUALS! Built you book of business now!

Now signing up new agents for a life changing opportunity.
How many merchants to do know that would like to eliminate their entire credit card processing bill? This is the first of its kind technology that will sweep the industry. The income potential is rediculously lucrative!

Ths is a Full or part time position.

Contact us  HERE.